Flatlander Faith

Apologetics from an Anabaptist perspective

Tag Archives: bookkeeping

I’m back

Thank you to all those who kept checking this blog over the past two weeks, looking for some sign of life. I did give some small signs that I was sill around, but not as much as I wished to do.

In the beginning I was bogged down with fiscal year end catch up work for my bookkeeping clients. Then I was hit by a cold and sinus ailment. It wasn’t so bad, but it seems that one loses enthusiasm for doing all he wants to do when breathing becomes even a little more difficult.

Image associéeI am feeling much better now and back to daily sessions on my Needak rebounder, identical to the one shown at the left. (But I don’t look quite like the gentleman in the photo.)

This is the best investment I have ever made in fitness equipment. I have been using it for two years now and my stamina has increased, my abdominal muscles have strengthened, my balance has improved and I have lost 24 pounds. I think that increased blood flow has had good effects on my thinking, too, but the evaluation of that may vary depending on whom you ask.

The photo is copyright, I hope Needak will forgive me for using it.

Meanwhile, Chris has been having her own headaches helping someone in England edit a manuscript and prepare it for for publication. I believe that she is almost to the point of having it ready to publish as a paperback and as an e-book on Amazon. But it’s been a long hard slog. She has learned a lot about publishing via kdp (Kindle Direct Publishing) and a whole lot more about all the corollaries to Murphy’s Law.

The book is a Christian allegory based on a dream this man had. We’ll let you know more when it is available (hopefully the beginning of next week).

Smoke gets in your eyes . . .

and your sinuses, and your throat. The forest fires in British Columbia are still burning. The smoke has wafted in other directions for the past several weeks, but yesterday and today it is back in our country. There is a blue haze in the air, accompanied by a faint aroma of burning evergreens.

Elderly people and those with respiratory allergies or impaired immune systems are advised to take precautions. I qualify on two of those counts and have been taking double doses of antihistamines all summer. We are two provinces away, imagine what it must be like in B.C.!

One side benefit (?) is that the smoke filters the sunlight and moderates our temperatures.

Other trivia from today –

I spent part of the day doing bookkeeping at the vet clinic. Then I went to check out the sale on the town square of Delisle where my daughter had a table selling Tupperware. (There would be room for debate about whether Delisle has either a downtown or a town square. The business district consists of one block, with a vacant lot at one end that serves as the town square.)

From there, I went across the street to the coffee shop to have a latte. The young lady behind the counter asked me if it had been a busy day at the vet clinic. What? I had to ask her how she knew I had been at the vet clinic. It turns out she had spent a few days there as a work ed student while in high school. Okay, the light began to dawn, I do remember seeing her there. And she made a super latte with the perfect design in the cream on top, just like you see in pictures.

Pine siskins have been mobbing our thistle seed feeder for several weeks now and the goldfinches seemed to have disappeared. Today we saw a goldfinch, but there wasn’t room for him at the feeder. I guess they have been crowded out from our feeder and are most likely going next door. We have hummingbirds fighting for a turn at our hummingbird feeder. These are the young from this year and it seems that there is always one male who is boss and won’t let the others near until he has had his fill. Nature is not all sweet peace and harmony.

Visit from a government auditor

One of my bookkeeping clients missed a few payments to the CRA (Canada Revenue Agency). Since the relevant financial records are stored on my computer I received a call from a lady at the CRA about two weeks ago  wanting to make an appointment for an audit. That visit took place two days ago.

The auditor had talked to my client, who explained the circumstances that caused him to get behind. He promised that he would be able to keep up to date with payments from now on and pay off the arrears if given enough time. When she came to see me, I was able to present her with all the relevant records and she was satisfied that all was in order and that we weren’t trying to conceal anything.

An upcoming visit from a CRA auditor sends shivers up some people’s spines. It doesn’t have to be a scary event if we are completely open, with nothing to hide. In this case, the lady and I spent a good part of the time visiting about our families and she left with the assurance that she had found everything in order.

One day, we are all going to be audited by the Ruler of the universe. If we are trying to cover something up it will be glaringly evident in that day. Wouldn’t it be best to allow Him to search our hearts today to see if there is anything that is not in order?

Search me, O God, and know my heart: try me, and know my thoughts:
And see if there be any wicked way in me, and lead me in the way everlasting.
Psalm 139:23-24

Another sign of spring

This is income tax month in Canada, the deadline for filing is April 30. I am affected by this deadline in three ways. First, there are the people for whom I prepare and file personal income tax returns, then there are my business clients for whom I have to get files ready for their tax accountant, and lastly, I have to do my own income tax return.

And yes, that will come last — the shoemaker’s children go barefoot, and all that. I am too busy with other people’s book work to prepare my own tax return.

It would be a lot simpler if people running a business could establish a completely watertight seal between their business bank and credit card accounts and their personal accounts. Very few small business people are able to achieve this. They start out with the best of intentions, but a personal bill comes up and there is money in the business account. Or they go to a supplier and use their personal credit card. Money leaks out in various ways and the bookkeeper is left to figure out where the money came from and where it went. I do my best, but the client doesn’t get the monthly financial statement he wants (and needs) until I can trace some of those leaks.

Enough complaining. Perhaps I need to start an education program. That’s high on the list for inclusion on my business web site, once I get it going (after I’ve recovered from tax season).

The tax system is complex, but then so are people’s situations. Most people are healthy and may not grasp what is involved when one or more members of a family suffer from a disability, or the results of a debilitating accident, and needs constant care, but the tax system has provisions for such situations in the form of disability credits and caregiver credits.

A new provision this year is called the family tax cut. It is most beneficial to couples where one partner works and the other stays home to care for the children. The family tax cut allows them to split their income in order to calculate the lowest amount of tax. This calculation is made in the background and only the one working pays tax. It would be difficult to work out the optimum income split with pencil and paper, but tax software does it in an instant.

Not everybody believes that it is more blessed to give than to receive, but the generosity of many people is heartwarming. The extremes that I have seen in charitable giving over the years range from the young couple with a combined income of $100.000.00 who gave $200.00 in charitable donations, to the elderly couple with a combined pension income of $26,000.00 who gave $4,500.00. Bless their hearts.

%d bloggers like this: